Travel Insurance

Travel Insurance abroad

Travel Insurance abroad is a necessity when you are going outside your country. This will help you cover the costs of getting medical attention in case of an accident or medical emergency (incl. COVID-19), transportation to a medical facility and costs for prescribed medications, lost or stolen luggage, legal expenses, and many other contingencies.

Covered risks

  • BulletMedical expenses as a result of an accident or acute illness, incl. COVID-19
  • BulletRepatriation due to accident, acute illness or death
  • BulletEmergency Dental care

The following optional covers may be included

  • BulletDeath due to accident
  • BulletPermanently reduced working capacity as a result of an accident
  • BulletPer diem for hospital stay
  • BulletBurial expenses abroad in case of death due to accident or acute illness
  • BulletLegal expenses
  • BulletTheft of personal luggage
  • BulletThird-party liability to third parties


  • Affordable prices, incl. the option of choosing additional coverages and special discounts, when traveling with family and friends
  • Security and protection in the event of an accident or sudden (acute) illness, as well as reimbursement of expenses in case of unforeseen circumstances that may arise during your stay abroad

Trip insurance in Bulgaria

Our Trip Insurance policy is designed to provide secure protection due to accident or unforeseen injuries while you are on holiday or a trip in the mountains or at sea, or in any part of Bulgaria. Covers various risks resulting from accident and illness during active recreation or sports during holidays or weekend breaks or day trips.

Covered risks

  • BulletMedical expenses due to an accident
  • BulletRescue expenses
  • BulletMedical repatriation
  • BulletEmergency dental care
  • BulletVisit during hospitalization
  • BulletTravel expenses if it is impossible to return with the group
  • BulletThird-party liability insurance
  • BulletPermanent disability due to an accident
  • BulletDeath due to an accident
  • BulletRepatriation of mortal remains

The following optional covers may be included

  • BulletTemporary disability for more than 10 days due to an accident
  • BulletMedical expenses due to acute illness


  • Provides emergency medical assistance, as well as reimbursement of transportation and repatriation expenses following an accident or sudden illness for travelers on vacation, excursion or recreation in Bulgaria
  • Different levels of coverage and period of insurance from 1 to 365 days

Trip Cancellation insurance

With Trip Cancellation insurance, you can plan your trip with a peace of mind. The coverage will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, hotel or other tourist services, etc.) that you have insured, should you cancel your trip before departure for an unforeseen covered medical or non-medical reasons beyond your control. 

Covered risks

  • BulletTrip cancellation expenses
  • BulletTrip interruption expenses
  • BulletFlight delay or cancellation

Reasons for trip cancellation or interruption:

  • BulletAccident or illness, as a result of which treatment is being carried out at the start date of the trip that deems you unfit to travel, by order of a licensed physician
  • BulletUnexpected worsening of a chronic illness, requiring hospitalization, that deems you unfit to travel, by order of a licensed physician
  • BulletComplications during the Insured's pregnancy, provided that the pregnancy was medically established and confirmed after the purchase of the insurance policy
  • BulletUnexpected death of the insured
  • BulletThe unexpected death, illness, or injury of a close relative
  • BulletDismissal from employment, except for disciplinary dismissal.
  • BulletUnfavorable weather conditions, due to which it is impossible to carry out the trip.

Note: The insurance should be taken out within 7 days after the day of conclusion of the contract for a tourist trip, purchase of an air plane ticket or hotel reservation and only in case initial trip payment has been made (partial or full) and within no more than 10 days before the start date of the trip. If these conditions are not met, the policy is considered invalid.



  • Peace of mind for the expenses incurred for booking a hotel and/or air plane ticket if your trip is canceled or rescheduled for reasons beyond your control.
  • Cover in case of unforeseen circumstances due to your health, work and material events that may prevent your traveling plans.

AxiSchengen for non-EU citizens

The insurance is intended for non-EU individuals who apply for a Schengen visa for the entire period of their stay in Europe, whether the purpose of the trip is for work, tourism, study or other reasons, in accordance with Regulation (EC) No 810/2009 of the European Parliament. The Member States of the Schengen area for which coverage is valid are: Austria, Belgium, Bulgaria (by air and sea), Croatia, Czech Republic, Greece, Denmark, Estonia, Finland, France, Iceland, Italy, Lithuania, Latvia, Liechtenstein, Luxembourg, Hungary, Malta, Germany, the Netherlands, Norway, Poland, Portugal, Romania (by air and sea), Slovakia, Slovenia, Spain, Sweden and Switzerland.

Covered risks

  • BulletMedical expenses due to accident or acute illness, including medical expenses incurred to manage an acute condition resulting from COVID-19
  • BulletEmergency Dental Treatment
  • BulletRepatriation following accident or acute illness

The minimum sum insured amounts to EUR 30 000 or, at the Policyholder's/Insured's preference, with a higher limit of liability amounting to EUR 50 000.


  • Affordable prices and fast delivery process
  • Access to all Schengen countries
  • Reliability and protection in case of accident or sudden (acute) illness, as well as benefit for unforeseen circumstances that may arise during the stay outside the country of residence

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