Having the right commercial property coverage could mean the difference between a minor disruption to operations and a major financial loss. We offer commercial property protection for a wide variety of industries and businesses ranging from small to large to highly complex. The insurance guarantees reliable protection of movable and/or immovable property, owned or rented, through reimbursement of total loss or partial damage caused by or as a result of a covered risk.
Electronic Equipment policy is specifically designed to meet the needs of businesses that own or hire a large variety of electronic equipment such as computers, servers, medical devices, cash registers, TV & radio, etc. used for commercial and industrial purposes, as well as/or external data carriers (incl. standard and user software).
The insurance offers comprehensive and adequate protection for investors, principals, contractors or subcontractors of construction sites for material losses on the insured property, for temporary construction mechanization and assembly facilities and equipment as a result of a risk covered. The coverage includes as well expenses for clearance of debris following any insured event occurrence, third-party claims regarding property and non-property damages resulting from the implementation of construction and installation works.
Most commonly incorporated in business (commercial) property insurance policies, business interruption insurance is designed to cover the shortfall in a business's gross profits caused by an interruption to the business following an insured loss. The suspension must be caused by the direct physical loss, damage, or destruction to property.