Group Accident Insurance provides effective insurance protection against the risks of accident, both on and off the job, including work-related accident and occupational disease. Core benefits can be paired with standard and additional benefits to address the financial and health risks facing employees.
The insurance provides protection against accidents occurring at home or in the work place premises, or an acute illness, which may have an adverse impact on your life and health. Check out the different levels of cover to see which one would suit you best.
Occupational Accident Insurance is a mandatory insurance, according to the Ordinance on compulsory insurance of workers and employees for the risk of occupational accident, regulated in art. 55, para. 1 of the Social Insurance Code. The insurance coverage provides benefits to employees who suffer injury or death in a job-related accident. The costs of the compulsory Occupational accident insurance are borne by the employer.
* The temporary disability and the level of permanent disability are certified with sick notes and expert decisions issued by the relevant competent body upon the medical assessment of the working capacity
Our Sports Accident Insurance policy is designed to protect athletes actively engaged in sports on an amateur or professional basis in sports or fitness halls, centres, clubs, sports teams, unions and federations, as well as coaches and sports judges. It is customizable to meet the needs of a wide range of organizations and individuals.
Our Student & Teacher Accident Insurance policy is designed to protect nursery and kindergarten age children, primary and secondary school students, students in higher education institutions, as well as the teachers and tutors, administrative and school support staff from unexpected accidents and injuries. The benefits provide 24-hour protection anywhere: during the learning process, study practices and sports, at home, vacations, camps, excursions and trips. For organisations that want to provide affordable one-year group accident insurance coverage age and health assessment is not required.
Our Hotel Guests Accident Insurance policy is designed for persons offering hotel services on the territory of Bulgaria: owners of hotels, motels, private lodgings, bungalows, chalets, tourist bedrooms etc. and applies to Bulgarian or foreign citizens over 3 years of age staying in them. In case of a valid insurance contract, the insurance of each guest shall become effective after the check-in at the hotel and payment for the accommodation.
Borrower's insurance is a financial protection for the loan received from a financial institution if, as a result of an accident or illness, to help you cover your monthly repayments if you are unable to work. The purpose of the insurance is to reduce the borrower's risk of becoming indebted due to disability, unemployment or death.