Do I need home insurance?

Your home is probably the biggest and most important investment you will make in your lifetime.

Nothing compares to the sense of peace and security of your own home. That's why it's important to take initial steps to ensure that your home is secure — physically and financially — from unforeseen accidents. So it is important to budget for unexpected costs for your building and / or movable property used.

In Bulgaria, property insurance is not mandatory for those who have or want to buy a home. So it is extremely important when taking out home insurance, to choose the most suitable for it – both as an insurance amount and as risk coverage.

The first step is in understanding the importance of property insurance and identifying the aspects of your home that will need coverage. Every home is different in terms of location, features, and market value. Therefore, in order to get an insurance policy that will meet your priorities, Axiom experts are at your disposal for a free consultation.

AxiHome features innovative modules from which you can choose risk-based coverages combined in three packages - Prima, Standard and Premium according to your needs. Another advantage of AxiHome that saves you a lot of time and effort is that you do not have to visit an office, neither home inspection or inventory is needed.

Why do I need home insurance?

We will ask you: If a fire occurs or leakage of water pipes, if your home is being a victim of  burglary or similar unexpected events that would cause damage to your home and its contents, could you manage and financially cover the losses and damages within a short period of time? We are convinced that the possible amounts for the repair of a damaged home and contents is not a burden to which you want to expose yourself and your family.

Home insurance provides you with financial security, peace of mind and protection of your favorite home.


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What type of buildings can be insured under Home Property Insurance?

Apartments, houses, other buildings and structures of a special type such as garages, barns, fences, etc. may be insured.

I ‘m covered under health insurance plan. I have to be hospitalized for treatment. Do I need to inform you in advance?

In case you are going to be hospitalized, you do not need to get confirmation from the Insurer. If you need assistance, we are ready to help you in the coordination with the chosen by you medical facility on 0700 400 99 from 9:00 am to 5:00 pm on working days.

How do I get a quote on a product or service for business customers?

For a quote and offer related to our products for business customers, please email us at or contact us on 0700 400 99.

What to do if an Insured event occurs?

You need to notify us and file a claim. The deadlines for reporting and the method of filing are described in the insurance contract. In any case, we recommend that you call us as soon as possible after the incident.

I shall be traveling abroad for planned medical treatment. Will Travel Insurance policy cover my medical expenses?

This is one of the exclusions under Travel Insurance and these medical expenses will not be covered. The insurance does not cover medical expenses incurred for the purpose of planned treatment, as well as does not include the treatment expenses for any pre-existing condition or illness.