Keep safe and protected all summer long

Important summer insurance tips for a worry-free season

Summer is here with long sunny days and a schedule full of outdoor adventures. It's time to think about both our travel plans and sunscreen. Surely you've already stocked up on the necessary sunscreen. It will protect your skin.

Besides sunburn, the season brings more risks. Summer is a time for increased activity. With that comes a higher risk of accidents, property damage, or other problems associated with various insurance decisions.

Axiom's experts have prepared a quick guide especially for you to help you feel protected and completely at ease so you can enjoy a carefree summer.

Home insurance: Prepare for summer storms, hail and other disasters. In recent days, formagoric circumstances have been particularly severe in regions with fires.
Why it's important: Summer storms, hurricanes and wildfires can cause significant damage to your home. Climate change is making natural events increasingly unpredictable. It is extremely important to have relevant coverages on your home insurance policy.
Our advice:

•  If necessary, update your policy:. Make sure your coverage limits are sufficient, especially if you have recently made improvements or repairs to your home.
• Check for gaps: For example, whether your policy includes protection against common summer threats such as floods, inundation, theft, vandalism and fire.
• Take inventory: Document and value your valuable possessions. This can be extremely important in the event of a claim made by you.

Boat and watercraft insurance: protect your water adventures!

Why it's important: Just like your car, your boat or personal watercraft needs insurance to cover potential accidents or damage.

Our advice:

• Ensure you have adequate coverage. Check that your policy not only covers damage to the boat, but also liability for injury or damage to other people.

Travel insurance: Protect your summer getaways

Why it's important: Travel, whether domestic or overseas, comes with its own set of risks. From flight cancellations to medical emergencies, travel or trip insurance can save you from unexpected expenses.

Our tips:

• Get comprehensive cover. Look for solutions that cover a wide range of hard-to-predict situations, including trip cancellations, medical emergencies and lost luggage.
• If you're planning multiple trips, consider a Multitrip policy. It's often more cost-effective and ensures you're protected throughout the year.

Personal liability insurance: protection against summer accidents and damages

Why it's important: Summer is the season for barbecues, pool parties and backyard fun. Increased social gatherings at home can lead to more opportunities for accidents and liability claims.

Our tips:

• Secure the pool! Pools can be dangerous, especially for young children. If someone has an accident or is injured, you may be personally liable if you don't have enough liability coverage through your home insurance.
• Consider third-party liability coverage for property and non-property damage that may occur so you have peace of mind during your social events.

Summer is a time for relaxation and fun, not worry. If you take a proactive approach to your insurance needs, you can make sure you're protected for all of the season's adventures and potential risks.

Need help? We have solutions for your insurance needs. Contact us with questions and to provide expert advice.